is this worth the dispute

Discussion in 'Credit Talk' started by Imacer, Oct 23, 2004.

  1. Imacer

    Imacer Active Member

    Experian shows High Balance dollar amounts, but the recent balance status shows zero. Should I dispute the high balance dollar amounts that should be zero? If, so what type of letter or what is the best way to dispute this, if this is the case. Yes, all the accounts under BK7 are discharged.
    Here is one account looks like. Accounts look like this are they worth the dispute? Look at the high balance. Can this back fire on me some way as well, if I can dispute this.

    Discharged through Bankruptcy Chapter 7/Past due 30 days.

    Status Details:

    Date Opened:
    06/1995

    Type:
    Revolving

    Reported Since:
    10/1996

    Terms:
    NA

    Date of Status:
    12/2001

    Monthly Payment:
    $0

    Last Reported:
    12/1998

    Responsibility:
    Individual

    Credit Limit/Original Amount:
    $5,000

    High Balance:
    $5,333

    Recent Balance:
    $0 as of 12/1998

    Recent Payment:
    $0

    Account History:
    30 days as of 12-1998
    Debt included in Chapter 7 Bankruptcy 12/17/2001
     
  2. hannibb

    hannibb Member

    dont verify negative information
    leave it alone,so later you can didspute it as not yours! the goal is to remove it from reports!
     

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