LEt me ask you a question.... IF you demand validation with ca and they never respond after 3 letters, then you send copies of these letters with mail receipts to CRA, isnt that proof enough that they should delete the TL?? I read laws that CRA must accept proof from debtor. How can the CRA verify this TL belongs to me, if I cant get validation?Isnt sending them these copies of letters that went unaswered by Ca, proof to CRA that they should delete the TL? If they still dont delete, Can I sue CRA for reporting inaccurate credit information? Thanks for your replies.
I'd sue the CA for reporting derogatory information that he can't validate. Even though the law says the CRAs have to take information from us, they rarely do. So, the second prong of the attack could be to send the information to the CRA, and when they don't delete, sue them as well.