I bought something from Shop at Home Network about a year ago, and the last monthly payment didn't go through on my credit card. Since then I received notices from a CA and I finally sent them a payment on it. Now I see Shop at Home Network charged my credit card for over $84 last week. I didn't authorize this, and I didn't buy anything. Isn't this illegal?
Technically they're not collecting twice as I still have a balance. I was going to pay the rest of it off next month. Can they just keep hitting my credit card whenever they want? Why have an CA involved at all then? I wonder if I can put a block on my cc to not accept charges from them...? I'd rather pay it by mail like I planned to do.
So your payments were authorized from your CC, yet a CA was trying to collect too? Have you checked with your CC company? Was a charge rejected? Was the CA's collection posted correctly to your account?
I talked with a girl at the cc company and she said they tried to put throught three different payments last week before they found one that would go through. First time they tried for over $300! What I don't understand is, if they (the OC who is putting these payments through) turned it over to a CA to collect, why are they continuing to suck money out of my cc account? The girl at Orchard Bank went through all the past statements and found one other time they put through a charge that I didn't catch at the time. I guess I don't understand how they can also try to collect while they turn it over to a CA and have them dogging me all the time for it. The statements from the CA do NOT show the other amounts that the OC sucked out of my cc.
Re: Re: Isn't this illegal? They are if the balance is not going down by the tatal amount of the payments.
Re: Re: Isn't this illegal? They are if the balance is not going down by the tatal amount of the payments.
