I just pulled my current credit reports. Exactly one year ago this week I pulled my credit reports to find 14 medical collection accounts and numerous derogatory tradelines on all credit reports. I disputed and fought. Here is where I stand today, one year later: EQ- 2001 22 derogs, score= 572 2002 0 derogs score= 733 TU 2001 20 derogs score= 556 2002 2 derogs score= 774 (stubborn) EXP 2001 18 derogs score= 524 2002 2 derogs score= 651 (same stubborn as above) Last month, I had our subprime mortgage refinanced into my name, cutting our interest rate in half. We were picked up by a highly reputable prime lender. I have applied and am waiting to hear from my 2 dream cards: AMEX Blue and MBNA Alumni card. both pulled my TU report. We'll see. (I didn't get instant approval on Blue.) It said they would contact me on the decision. The journey is not over. I am working on the hubby's now. Keep plugging along. This small accomplishment has given me my pride back. Keep working at it Creditnetters. Thank you for all of your support.
