Anyone ever here of CBCS? They are a collection agency. They had info reported to TU over the last 3 to 4 years. They showed about 6 accounts from medical bills totaling around 2k. Anyway, they only were reporting to TU. For 3-4 years, only TU had this info. Until now.... Why now? Am I supposed to believe that it was just a matter of time before EX got wind of this? It seems almost perfectly coincidental that EX would be my highest score with the most gain in points and then B L A M ! ....I take a 42 point hit! They remove all BK from report....gain 11 points. They remove 3 judgments.....gain another 24 points. ADD 6 collection acct. for old medical...lose 42points? I am a little bummed. I was going strong and then they come out of nowhere. It's almost as if they have dirt on everyone sitting in an unseen file......f*ck with them too much.....they start f*cking back! SnakeMan
Oh my God! I JUST had a collection account added to my Experian TODAY from these clowns. Have NO idea who they are, what it's from, etc. I'm sending out a validation letter today - CRRR.
Always beware of trojans bearing gifts... SnakeMan, were these accounts under validation? If not, I'ld get the Validation in the mail, and slam them with disputes on both CRAs as soon as they sign the green cards.
Here is what happened to me... I sent the val letter/s to the address that was on my credit report. Curiously, the only CBCS that I knew of was actually listed as Merchants Service Bureau. This was on TU and it said the items were supressed until credit provider update. I still sent the val letter/s out to the address they showed for CBCS. Then I find out I sent the val letter to the wrong address. Apparently there are different branches for CBCS. So...my val letter/s were/was a waste of time and money and they got around my val letters. Then when the CRA's contacted them...they updated. I got screwed on that one. SnakeMan
If you sent the validation to the address reported by the CRA, you are covered... The CRAs are responsible for providing accurate information about the furnishers, including valid contact information. Consider that when the CRA requests a verification, they don't contact the specific 'office' of the furnisher that is supposedly handling your alleged account, they contact the same department that your letter went to. The furnisher is responsible for making sure that communications that are sent to the address which is listed with the CRAs is routed correctly, not you... As so long as the notice was sent to their address, you served them the notice.
Sure, that'd be fine. So are you sure about this then? I understand that they have verified/updated with the CRA's.....but how is this possible if the same address and phone number had no info because they said my accounts were at another CBCS branch? I guess I do not know what the next step for me would be... Any help would be appreciated! SnakeMan
4764 E FULTON ST GRAND RAPIDS, MI 49501 I read somewhere on here that you were in Michigan? I am as well, so I have to think this address is ok, unless it's the same one you had.
Ooops, I transposed the CBSC as CBSC when I had my run in with them... At least I was consistent in the transposing, even my typed letters, and green cards perfectly match... I guess, technically I am still 'fighting' them, even though I kept them from even getting started with the account... Here's the ACA matches for CBCS... http://www.acainternational.org/ Emporia (Lyon), KS CBCS, Inc. 105 W 5th Ave, ZIP: 66801-4037 Mailing Address: PO Box 428, ZIP: 66801-0428 Phone: (620) 343-6220 Fax: (620) 341-9547 Mr. Barry R. Owen, General Manager Email: cbcsinc2@swbell.net Internet & Check Services Program Member Healthcare Services Program Member Junction City (Geary), KS CBCS, Inc. 809 N Washington St, ZIP: 66441-2446 Mailing Address: PO Box 47, ZIP: 66441-0047 Phone: (785) 238-6123 Fax: (785) 238-2242 Ms. Anita Welsh, Office Manager Columbus (Franklin), OH CBCS, Inc. 236 E Town St, ZIP: 43215-4633 Mailing Address: PO Box 69, ZIP: 43216-0069 Phone: (614) 222-5398 Fax: (614) 222-4321 Ms. Brenda Hixon, Website: www.cbc-companies.com Asset Buyers Program Member Internet & Check Services Program Member Government Services Program Member Healthcare Services Program Member
