I used the "I gonna sue your a$$e$" letter and it worked! I got rid of Genesys Financial Services! The letter was dated 7/2, and it is already off all of my reports! Thanks so much you guys! My score only went up about 3 points on each report, but they are gone!
it was actually a combo of two letters I found. One on this board and one from another I frequent. This is what I used. I really was gathering my stuff to sue them and I was getting ready, but at the time I sent the letter, I did not have anything prepared. I was hoping they did not call my bluff. Genesis Financial Services 104 E. Beeline Harker Heights, TX. 76548 and 8705 Southwest Nimbus Ave, Beaverton, OR 97008 Re: Account # 4314-XXXX-XXXX-XXXX 06/24/2002 Tina Carter or Diana Hoff, I have tried repeatedly to get your company to prove that I owe this debt to you. The information I have been provided with DOES NOT satisfy the validation request. You allege that $797.11 is owed to you, but you have not sent me a print out of charges, any statements, receipts, or even a contract signed by me. Have payments been made? If so, by who? Who agreed to pay these charges? I didnâ??t. Who is Genesis Financial Services? I have never incurred any debt to a company by that name. These questions would be answered if you had responded fully to my original requests, which conveniently included a form requesting this information. Your failure to properly respond to the requests I have made over the past two months is completely unacceptable and I have reached the end of patience regarding this matter. In this light, it is my intention to sue Genesis Financial Services for its continued violations of the FCRA and the FDCPA. I will file suit in a U.S. District court for Dallas Texas on the morning of July 14, 2002 requesting damages and a trial by jury. Pursuant to the Civil Practices and Remedies code, I will cause process to be served to your companyâ??s registered agent for service of process and file my suit. Although you have no recourse in law or in the facts, I am willing to entertain any pre-trial settlement offer you wish to propound. All future communications MUST be done in writing and sent to the address noted in this letter. Regards, Real E. Madd
Congrats. Just curious as to the background on this. Did you really owe the debt? Or were they just saying you did. Or didn't you honestly know? Great job! I might use your letter sometime!
