I tell you it's hit or miss... My score dropt 19 points on EXP after 2 old items were deleted!!!! *&^$@(* THERE'S NO METHOD TO THE MADNESS.... On a nother note a CA sent me a letter, it was the Miranda Letter that tells me my rights and etc.. They are crazy they send bogus validation, continued collection before validation and after 3 letters they finally send the Letter they suppose to have sent in the interim... How about that one.. Violation City right...