VERIZON SOUTH INC Status: Paid in settlement. Date Opened: 10/2004 Type: Utility Credit Limit: NA Date of Status: 12/2005 Terms: 1 Months High Balance: NA Your Statement: Account closed at consumer's request Creditor's Statement: Account legally paid in full for less than full balance. I have several probelms w/this item: 1. it's listed under the "Items in Good Standing" but then noted as legally paid in full for less than full balance. Can this hurt my score? 2. I did have Verizon DSL service for a short time two years ago (it sucked). I cancelled, paid my last bill (IN FULL), end of story. No settlement, etc. Never heard from them again. Don't have any back up info. for cancellation/payment - it was a $30 internet bill for pete's sake. 3. This item appears also to be from same/similar creditor as an item recently disputed as "not mine" and deleted from my report. (Verizon Virginia Inc. - it really wasn't mine) How should I proceed? Dispute or not?