Fico score 699. Had duplicate trade line deleted. Corrected balances, score now 701. E-loan score 732. Was denied Next Card at 699. I think it was probably because of bal-limit ratio. Was denied Citibank at 699. Sent them updated Credit Bureau. Said I was approved. WooHoo.
That's great! You sent Citibank a copy showing the trade line deleted or the actual account balances? What did you get approved for? %? CL? thanks....I was just wondering how much power gives how much reaction. Good going! AnnMarie
I had to send them (Citibank) a new updated CB with the duplicate accounts deleted. They approved for $2000.00. I dont think this is very high, but prolly cuz my balance to limit ratio is 57% according to E-loan. I have a $11,300 limit with Direct Merchants Bank.
How long have you had the account with DMB? Have you had any problems with payments reporting on time, etc.? I'm considering applying once I have a comfort level. CardKid
