Items deleted-Fico Score

Discussion in 'Credit Talk' started by Katco, May 1, 2001.

  1. Katco

    Katco Well-Known Member

    Fico score 699. Had duplicate trade line deleted. Corrected balances, score now 701. E-loan score 732.
    Was denied Next Card at 699. I think it was probably because of bal-limit ratio. Was denied Citibank at 699. Sent them updated Credit Bureau. Said I was approved. WooHoo.
  2. NanaC

    NanaC Well-Known Member

    Congrats, Kat! That's great!
  3. AnnMarie

    AnnMarie Well-Known Member

    That's great!
    You sent Citibank a copy showing the trade line deleted or the actual account balances? What did you get approved for? %? CL?
    thanks....I was just wondering how much power gives how much reaction.

    Good going!
  4. Katco

    Katco Well-Known Member

    I had to send them (Citibank) a new updated CB with the duplicate accounts deleted. They approved for $2000.00. I dont think this is very high, but prolly cuz my balance to limit ratio is 57% according to E-loan. I have a $11,300 limit with Direct Merchants Bank.
  5. CardKid

    CardKid Well-Known Member

    How long have you had the account with DMB? Have you had any problems with payments reporting on time, etc.? I'm considering applying once I have a comfort level.

  6. Katco

    Katco Well-Known Member

  7. miles

    miles Well-Known Member

    Way to Go!! Congratulations
  8. CardKid

    CardKid Well-Known Member

    Does DMB offer online payments? Thanks.

  9. Katco

    Katco Well-Known Member

    Thanks everyone.
    Yes they have online bill pymnt.

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