Have anybody on this forum ever had any items removed from their credit report that were unpaid? And if so, did they ever reappear on your credit report?
Every account I've gotten removed has been unpaid. So far they haven't reappeared. In my case a lot of the banks have merged so they don't seem to be as up to date as some. One thing to look for is the last time they updated. If it's one that updates monthly there is a good chance of it reappearing. You can then dispute a reinsertion.
