1. Feb 26, 2004 #1
   

   jeff6898 Well-Known Member

   my wife had a 609 fico score on tu checked again this morning and our car loan is being reported as well as her jewlery charge card but her score is now 586 Im lost I thought getting credit and paying on time is supposed to help rebuild credit it looks like it really hurt her.

    

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3. Feb 26, 2004 #2
   

   jlynn Well-Known Member

   New credit hurts in the beginning, but the scores bounce back and get better after a pattern of good payments is established.

    

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