Would anyone send an ITS letter to a CA with the following scenario?-- 1-The CA did not validate after 30days; 2- has walked into at least 1 violation, and that $1000 violation outways the total debt owed about 8 times along with the following; a) has verified to the CRA's that the debt id valid; b) is still reporting the TL as it was prior to rqstd for validation; c) has not list the TL as in dispute; Why should I wait to send an ITS letter?
