ITS HAPPENING - SCORE 698 - up 36!

Discussion in 'Credit Talk' started by dogman, Sep 18, 2003.

  1. dogman

    dogman Well-Known Member

    EXP went clean - score went up 36 points.
    Only shows 40 perfect accts.
    Oh Man - the Dogman is happy.

    AROOOO - I guess EQX and TU will go in a week os so also.
    frankly - this is a thrill.

    arrrffff - dogman
  2. RichGuy

    RichGuy Well-Known Member

    Must be fun to watch. Like the Hulk turning green and mean...

  3. Butch

    Butch Well-Known Member

    Good job Dog.

  4. dogman

    dogman Well-Known Member

    Like a massage in Chinatown RichGuy - extended and continuous pleasure.

    I cannot even imagine what might happen if I clicked on AMEX Something - but will wait to be contacted by them for some type of preapproval.

    I sent in CMRR thank you for the help letters and asked that EXP please remove a BofNY reporting as a chargeoff? I sent in copies of the BK DISCHARGE - file date - circled BONY - and thanked them for all their help.
    I knew it was difficult to keep millions of files up to date. I appreciated it if they could delete?
    They did it in 5 or 6 DAYS!

    Yea - its REALLY FUN TO WATCH!
    aarfff - dogman
  5. dogman

    dogman Well-Known Member

    THX Butch - I cannot believe I am in PERFECT HEALTH 7 yrs later - and I now cannot even believe
    this is off!

    THX Dude - dogman
  6. dogman

    dogman Well-Known Member

    And now BIGFOOTVILLE on Travel Channel - what a great end to a lousy start of a day :)

    You know - Sasquatch..:))
  7. RichGuy

    RichGuy Well-Known Member

    How about those 40 perfect accounts? Is that some kind of secret credit life?
  8. dogman

    dogman Well-Known Member

    about 7 cap one accts all paid or closed - you know I had to cycle through those to get to $5900 after 3 or 4 yrs..

    4 fcnb -
    3 providian
    spiegel -
    old secured amalgamated mc for $5000
    amex revolving
    bank of america - pd never late from 1992
    household - remember that ORCHARD MC? Its at $3100 LOL
    SUMMIT ACCEPT - Paid Cap One Auto Finance loan
    WFS - current installment loan
    etc etc

    But no balances on anything except the A4 I am down to $16K left on that one.

    nope - we were talking total credit lines of only $30K.
    AMEX Charge still made my life return to normal during the Chap 13 - and really built my credit.

    like you - I started rebuilding the month after I filed - when Providian and Cap One send me offers - the old high risk cards did pay off for me.

    aarff - this BIGFOOT doc is in northeast OK - just outside Adair LOL....

    Theat same video of the beast walking through the woods LOL

    Amazing, but as I look through it MBNA is reporting my old 1994 card for $5000 as paid/never late.
    oh well...I don't want to bother EXP too much for the moment - they treated me very very nicely - becuase I ASKED for their HELP and THANKED THEM.
    Somebody reveiwed my data and deleted it - DONE.
  9. NiceGuy

    NiceGuy Well-Known Member

    Congrats, Dog! I know exactly how you are feeling!

    My Providian is still open but has been unused for the past year. I got that the month after filing so it is just about a seven year old account now with limit over $10K.

    I had Amex before the filing, got in in 1995. I had $0 bal so didn't include them in the filing. I started with Green and used it loyaly every month, before during and after the BK. I was always afraid they would cancel me during their numerous AR's. But, in 1999, they auto-upgraded me to Gold. Received renewal Gold card yesterday -- member since 1995, expires in 2007!

    Blue here I come, hopefully all will be clear at EQ and TU in 12 days!

    I am thinking of it as the "12 days of credit" !

  10. Hedwig

    Hedwig Well-Known Member

    Congratulations, dogman. I know how long you've waited and how hard you've worked for this.

    Enjoy your new credit life, and enjoy your health.
  11. dogman

    dogman Well-Known Member

    That means A LOT coming from you Hedwig - I have always respected your opinions - and here is another great example -

    arfingly yours - dogman
  12. allen074

    allen074 Well-Known Member

    yay dog
  13. dogman

    dogman Well-Known Member

    yay allen - only 100 to go to get to you LOL
  14. allen074

    allen074 Well-Known Member

    you dont wanna be like me -- trust me
  15. dogman

    dogman Well-Known Member

    if you mean your humor - yes - it does need to improve....
    I think you have great STYLE allen! That's the whole deal. Keep up your style - it is you alone :)

    aarff dogman
  16. allen074

    allen074 Well-Known Member

    my humor rocks!
  17. Momof3

    Momof3 Well-Known Member

    CONGRATS DOG!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    I knew this day would finally come, it's about DAMN TIME:)
  18. dogman

    dogman Well-Known Member

    THX Mom0f3 - you said it! Its still on EQX and TU - but I got back the green CMRR receipts from them - with all the court proof they need to make sure we are on track for clear reprots by 10/10/03.

    You got it Mom - its been about 5 years I've known you right? That's what is great about this board - the people you meet :)

    You got it - LOL! Dogman
  19. Butch

    Butch Well-Known Member

    Say Dog,

    You been workin on this for five years?

    You must have had a lot of stuff and little time.

  20. dogman

    dogman Well-Known Member

    actually butch - 7 yrs - because I started rebuilding
    one month after I filed in 1996.

    I had 42 accts.....does that say it all ?

    aarrf - dogman

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