It's here - my new Chase

Discussion in 'Credit Talk' started by dave, Nov 14, 2000.

  1. dave

    dave Well-Known Member

    Well, it took the full 30 days, but my Chase card finally came in the mail today.

    I applied for the card, because there medals look too plain (wouldn't mind the Platinum in a while, though)

    If you read the disclosures before applying, the card may be issued by Chase Manhattan Bank, or your app may be transferred to Merrick Bank. I'm assuming Merrick Bank is the resort for those applications Chase cannot approve?

    Maybe someone can comment on Merrick Bank (prime/subprime/what?)

    Anyway, mine was issued by Chase, so that makes me happy! My credit must be getting built. The interest rate is 3.99% til April 2001, thereafter 11.99% fixed. Not bad, huh?
  2. sam

    sam Well-Known Member

    thats awesome! I got denied by chase :(
  3. roni

    roni Well-Known Member


    That is great news Dave. I took it as a sign that my credit was looking up when I got the Chase card. Like you, it took the full 30 days to get the card. It came to my house on a turtle's back, but I still love it. You got the card, just in time for the holidays. Enjoy!

  4. zip

    zip Well-Known Member

    congrats!i applied online sunday night and was declined. they said because of my judgement which means they pulled experian or equifax as those 2 have the judgement on it,also said i had to many inquires :[
  5. Momof3

    Momof3 Well-Known Member

    Congrats Dave:)

  6. mj

    mj Well-Known Member

    Zip- you may want to try Bank of America - they pulled TransUnion on me and that's the only one they update from (they're nosy, though, they peek every month).
  7. zip

    zip Well-Known Member

    thank! i think i will!!

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