Well, I applied for a Citibank Platinum Dividend Select Mastercard over the weekend and just called in. I was expecting some sort of toy card limit when the rep said I was approved. I had applied to Home Depot and received a measly $300 limit last week. Well, I was approved for $4,200! My transunion score was 711 and I do have 1 old chargeoff from 1997. Other than that, my record has been clean for the past 6 years. My current cards are: Amex green, Chevron, Target, Home Depot, and now Citibank!
Thanks guys and gals. It really means a lot to me. I love reading stories of approvals but when its your own, it brings special meaning
Congratulations. You still have work ahead as you must already know. Continue to keep a close eye on your reports, rates and limits. They're like hard drives. It's not IF they'll give you trouble, but WHEN - and often through no fault of your own. The underpinnings of the CRA and creditor algorithms can be shaky!
