It's only going to get worse...

This is text form the new text from the proposed "Domestic Security Act 2003" or Patriot Act 2.

CONFIDENTIALâ??NOT FOR DISTRiBUTION

Draftâ??January 9, 2003

Section 126: Equal Access to Consumer Credit Reports.

In recent years, it has become increasingly apparent that law enforcement investigators need access to suspected terroristsâ?? banking information to determine their connections to terrorist organizations, including financial ties. The current version of 15 U.S.C. § 168 lb(a)(l) allows investigators to obtain a suspectâ??s credit reportâ??the first step in locating his banking recordsâ??only in response to a court order or a federal grand jury subpoena. As a result, law enforcement cannot obtain a suspectâ??s banking information without issuing multiple time-consuming subpoenas. In some cases, it can take a series of three subpoenasâ??first to the credit reporting agency, then to the suspectâ??s creditors, then to the suspectâ??s banksâ??and a period of nine to 12 weeks to learn where a suspected terrorist keeps his accounts. Perversely, the law makes it far easier for private entities to obtain an individualâ??s credit reports; under 15 U.S.C. * 168 lb(a)(3)(F), a private entity can obtainâ??usually within minutesâ??a credit report on anyone in the United States so long as it has a â??legitimate business needâ? for the information.

This provision would enable the government to obtain credit reports on virtually the same terms that private entities may. Specifically, it would amend § 168 lb(a)(1) to allow law enforcement officers to obtain credit reports upon their certification that they will use the information only in connection with their duties to enforce federal law. This certification parallels the existing requirement that a private entity must have a â??legitimate business needâ? before obtaining a credit report. In addition, to avoid alerting terrorists that they are under investigation~ this provision would prohibit (absent court approval) disclosing to a consumer the fact that law enforcement has sought his credit report.

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I can't believe there hasn't been more comments regarding this post.

This is where the roots of all CRA's problems lay. I view this as an opurtunity to get some positive changes.

The democrats will (or should) strongly oppose this. It will come down to negoiation as always.

The goverment now want's to something, which means leverage.

I would suggest allowing them to have rights to credit reports if in return they will strengthen the penalties on the CRA's and creditors for violations. Maybe 5,000 to 10,000 per violation.

I would think it would not be asking to much to ask that the the information be correct in the reports since they are now looking to ARREST people based on reported information.

 

I agree with you 100 percent. I would NEVER want to trade money for civil rights and privacy.

But since most people are blind to the fact they are having their civil rights and right to privacy stripped from them under this current administration in the disguise of "terror protection", there doesn't seem to be much hope of changing this system through public outcry.

If any one is interested in hearing another side to what this administration is trying to get away with, check this show out.

http://www.therandiroadsshow.com

3:00 - 7:00 EST

She can be obnoxious at times, be it's refreshing to here someone who still cares enough to question something when it's not right.

After all, the right to speak up and question is why I live here in the first place.

 

Re: Re: It's only going to get worse...

She appears to receive many death threats for refusing to follow blindly into the night.

All of the sudden you are a communist and don't support your country if you you question the actions and motivations of your goverment.

What the hell is going on here?!