I have disputed all 3 CRA's ...have gotten a total of 10 out of 13 derogs removed...To make it quick... I've disputed 3 times...Ex...is empty, TU one collection, EQ has 3 derogs and they keep saying that they are verified...TU and EX have deleted everything...how in the hell can EX verify those accounts... Please help! I have gotta get this done! what letters should I send? should I wait again before I try again to dispute? I am so close...but just need help