I've never done this lawsuit thing

Discussion in 'Credit Talk' started by Quixote, Aug 6, 2002.

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  1. Quixote

    Quixote Well-Known Member

    Re: Virtual/Reality

    Even though I know what curiosity does to cats and Macy's, I gotta ask, what does the B stand for in ROFLMBAO?
     
  2. herauntsis

    herauntsis Well-Known Member

    Re: Virtual/Reality

    Big ;)
     
  3. herauntsis

    herauntsis Well-Known Member

    Re: Virtual/Reality

    P.S. ROFLMBAO again
     
  4. sassyinaz

    sassyinaz Well-Known Member

    Re: Virtual/Reality

    Re: Sassy/Anyone w/Small Clm Experi
    LisaMc | 535 posts since Mar 2002 128.249.215.220 | 10.03.2002 @ 14:18

    Something new happened? I haven't read the last 50 or so posts to "I'm new at this lawsuit thing." I saw where he was pretty nasty in the beginning of that one.

    Update me please, sister!

    Began this journey 9/01 EQ 420 EX 445 TU 405 as of 8/02 EQ 685 EX 654 TU 675

    Re: Sassy/Anyone w/Small Clm Experi
    sassyinaz | 1346 posts since Jan 2002 63.11.160.157 | 10.03.2002 @ 14:22

    Oh good, then you read all the parts of Greg wanting Quixote to post his letters and evidence and Quixote responding with either why he couldn't or why he wasn't comfortable doing that.

    Quixote does post his letters and asks for help in responding.

    The c-netters respond (nothing from Greg UNTIL)

    He posts a copy of an email that he had forwarded to the Attorney representing the company Quixote was suing with a link back to the thread.

    Asking for her comments on the board postings.

    And all while a settlement offer and court date is pending!

    Sassy

    Re: Sassy/Anyone w/Small Clm Experi
    LisaMc | 535 posts since Mar 2002 128.249.215.220 | 10.03.2002 @ 14:35

    I just finished reading it all. What in the world is up with Greg Fisher? Why would anyone do that? He has been all over Quixote since the original post in that thread. What a mess!

    Began this journey 9/01 EQ 420 EX 445 TU 405 as of 8/02 EQ 685 EX 654 TU 675

    Re: Sassy/Anyone w/Small Clm Experi
    sassyinaz | 1346 posts since Jan 2002 63.11.160.157 | 10.03.2002 @ 14:42

    I don't know, Lise!

    Don't post anything identifying to your OC or the OC's information though -- just to be safer than safe.

    Sassy

    Re: Sassy/Anyone w/Small Clm Experi
    G. Fisher | 757 posts since Apr 2001 207.90.119.5 | 10.05.2002 @ 04:21

    quote:
    ------------------------------------------------------------
    Originally posted by sassyinaz

    Oh good, then you read all the parts of Greg wanting Quixote to post his letters and evidence and Quixote responding with either why he couldn't or why he wasn't comfortable doing that.

    Quixote does post his letters and asks for help in responding.

    Sassy
    ------------------------------------------------------------
    I asked for the letter that came at the beginning of the whole sorry affair. He didn't post it.

    Re: Sassy/Anyone w/Small Clm Experi
    sassyinaz | 1346 posts since Jan 2002 63.11.160.157 | 10.05.2002 @ 15:19

    quote:
    ------------------------------------------------------------Originally posted by G. Fisher
    I asked for the letter that came at the beginning of the whole sorry affair. He didn't post it.
    ------------------------------------------------------------
    Thank you, Greg, a sorry affair indeed.

    Sassy

    Re: Sassy/Anyone w/Small Clm Experi
    G. Fisher | 757 posts since Apr 2001 207.90.119.5 | 10.05.2002 @ 16:55

    quote:
    ------------------------------------------------------------Originally posted by sassyinaz

    Thank you, Greg, a sorry affair indeed.

    Sassy
    ------------------------------------------------------------
    Then please explain what you were talking about. I'll give you the benefit of the doubt, for now.

    Greg Fisher

    Re: Sassy/Anyone w/Small Clm Experi
    G. Fisher | 757 posts since Apr 2001 207.90.119.5 | 10.06.2002 @ 06:18

    quote:
    ------------------------------------------------------------Originally posted by sassyinaz

    OH WOW, LKH,

    Thank you, I missed that post, AND after I deleted my GF tagline too!

    I thought he was actually showing some remorse.

    No worries, I'm not biting.

    Sassy
    ------------------------------------------------------------
    Before I showed any, there would have to be something for which I would need to do so.

    In many ways, this message board and the Internet are more powerful than even a court of law. Soon enough, somebody will latch on to that thread and it'll be part of a web site like http://www.cybercomm.net/~dale/macys/index.html .
    I think everybody should have the chance to face their accuser. The anonymous Quixote (some guy named Tom) posted the the company lawyer's name, address, telephone number and email address.

    And he didn't even realize he did that.

    http://consumers.creditnet.com/stra...uche#post246665

    Perhaps the argument would have had a different tint had he known what he did.

    So, now, the only question is: Were you lying, or are you incompetent, sassyinaz (1346 posts since Jan 2002)?
    ------------------------
    Lisa, your situation, unlike the dubious one of the other thread (instigated by the plaintiff with something called a "nutcase" letter), came about because of inaccurate credit reporting with no preceding action by you.

    Did you make a dispute with the CRA(s)?

    See http://consumers.creditnet.com/stra...3255#post243255 .

    They're a CRA, too. quote:
    ------------------------------------------------------------Originally posted by LKH

    Sassy, don't bother.
    ------------------------------------------------------------
    You have an unanswered question in the other thread.

    Greg Fisher

    Greg,

    I will make this as simple as possible for you to get your brain around and ONLY because you accused me of lying or being incompetent.

    This is your last response from me and the intent is clarity.

    I speak only for myself, my opinions are my own.

    Given the unanimous opinion of all that posted in response to YOUR actions, I think you should look to yourself instead of trying to microscope the opinions expressed of LKH and I as if we were the only 2 that had a problem with what you did.

    YOUR actions are your own and YOU get to be responsible for the consequences.

    I understand your feeling and position that the internet is a powerful public media and exposure via a public forum of court actions can only help each of us in working individually and as a whole with a common purpose in exposing the lack of accuracy in credit reporting, the system itself, and the players -- I don't disagree.

    This is MY opinion and summary, having read that entire mega-thread several times:

    "Oh good, then you read all the parts of Greg wanting Quixote to post his letters and evidence and Quixote responding with either why he couldn't or why he wasn't comfortable doing that.

    Quixote does post his letters and asks for help in responding.

    The c-netters respond (nothing from Greg UNTIL)

    He posts a copy of an email that he had forwarded to the Attorney representing the company Quixote was suing with a link back to the thread.

    Asking for her comments on the board postings.

    And all while a settlement offer and court date is pending! "

    That YOU took it upon yourself to forward a thread to the Attorney representing the company Quixote was suing, while both a court date and settlement action were pending, and THEN had the audacity to call the same Attorney, without regard to Quixote (and therefore without regard for any of us that gather and post here) was a shitty thing to do and in MY opinion speaks to your character.

    I do not care that you demanded of Quixote the first letter, all the letters in between, or the last letter, or any combination.

    I do not care that Quixote inadvertantly posted the identifying information, email address, name and phone number -- YOU chose to take advantage of that posting.

    The relationships formed on this board, if even only a perception and not shared, are MORE important than the world court and public exposure you promote and feel passionate about, SAYS ME!

    By YOUR chosen actions in communicating with the Attorney, YOU undermined the efforts of a fellow poster that was responding to you in an effort to communicate and share.

    He requested help and input, INSTEAD of helping AND without input, YOU took it upon YOURSELF to forward the detailed thread that was the subject of litigation and pending settlement (both KNOWN dates) to the Attorney representing the company that Quixote was suing.

    You seem to have a problem with Quixote having used some form of the nutcase letter and still miss that no matter the letter used we are all free to dispute in the manner we think best. Complete, accurate, updated and verifiable -- there are no time limits. There was no lie, there was no incompetence, there was a summary of a 200+ thread, first letter, or any letter, are semantics I say, and still you miss the point.

    It was only mentioned in this thread as a warning to Lisa -- why should we not expect that you would do the same to each of us and most especially since you don't understand OUR problem with your actions.

    When you posted on this thread, I mistakenly read it as a hint of remorse on your part. Here's a hint, a sincere apology would have gone a long way. That you aren't sorry for your actions is further revealing.

    Whether Quixote or anyone else wants their thread forwarded to the opposing Attorney of their individual suits, whether you CAN forward it or not because this is a public forum is NOT the point, it is their choice to make and not yours, says ME.

    I do not care that you COULD do it, I only care that you DID do it.

    Sassy
     
  5. herauntsis

    herauntsis Well-Known Member

    Re: Virtual/Reality

    Hear hear!!!! Well spoken, Sassy, and thank you. You expressed exactly what I have been thinking and feeling and couldn't articulate.
     
  6. Saar

    Saar Banned

    Re: Virtual/Reality

    To pbm, and hopefully he'll be asking for one soon.


    Probably to minimize the damage you've brought to this board.


    Saar
     
  7. learnmore

    learnmore Well-Known Member

    Re: Virtual/Reality

    I was thinking exactly what herauntsis said!

    I actually had a question regarding a letter the other day ( had wanted to post a copy to get opinions) but was so spooked by Greg's actions to Quixote's case that I chose to email directly. I probably will post anyway after I've checked a gazillion times to make sure ALL identifying data is removed.

    I feel sorry for others who may be too "spooked" as well and may withhold asking for help... :-(
     
  8. DemPooches

    DemPooches Well-Known Member

    Re: Virtual/Reality

    My first thought when I saw Greg's post was that it would have a chilling effect on those who need help here.

    Sure, sometimes I want to say "don't post so much personal info....someone may see this and recognize you", but I would never have dreamed anyone here would contact a creditor directly with a "report" when someone else had a pending court case and settlement.

    If there is a silver lining to be found behind this dark and ugly cloud, maybe it is simply a stark reminder to be very careful what you post, what username you create, what personal info you include, and what specific details of your encounters you include.

    Greg is doubtless not the only one reading these posts who has an agenda other than the best interests of the poster.

    So...never forget....they're out there.

    DemPooches
     
  9. G. Fisher

    G. Fisher Banned

    What Would Trip Up an OC?

    sassyinaz, I reserve the right to question any false statement you make about me.
    Where can we find "the" nutcase letter? Was it a "dispute," as defined by the law?

    http://www4.law.cornell.edu/uscode/15/1681s-2.html

    And, Quixote, having seen one of its consequences, do you recommend its use?

    Assuming it has no merit, it can be deemed frivolous by credit reporting agencies, but the rules in that regard for furnishers of information are different.
     
  10. breeze

    breeze Well-Known Member

    Re: What Would Trip Up an OC?

    Greg, you can do a search for nutcase letter and read it, it's variations, and the results. It has been used numerous times by other members.
     
  11. Butch

    Butch Well-Known Member

    Re: What Would Trip Up an OC?

    Thanx Sassy,

    Beautifully said. Your's and Dempooches post highlight in gory detail exactly what the problem is and why the damage should be immediately mitigated by Gregs account termination..

    Apparently PBM intends to ignore all this. :((


    <edit>
     
  12. LKH

    LKH Well-Known Member

    Re: What Would Trip Up an OC?

    Not if everybody complains.
     
  13. PsychDoc

    PsychDoc Well-Known Member

    Re: Virtual/Reality

    Did this happen here? That is chilling, to say the least. :(

    Doc
     
  14. keepmine

    keepmine Well-Known Member

    Re: Virtual/Reality

    Doc,

    In a message prior to the post you reference, gf posted where he had forwarded the thread to Macy's corp. counsel and asking her to comment.
     
  15. Quixote

    Quixote Well-Known Member

    Re: What Would Trip Up an OC?

    Greg, You're starting to foam. And ramble.

    One last time; and I'll type slowly so you can follow this. The CRA's are not and were not involved in any way in this matter, other than as a place where Macy's chose to get private information about without authorization. Whether the CRA's think this matter is frivolous or not is immaterial; no one has asked them, nor does it matter.

    As to the nutcase letter, I highly recommend it's use. I've posted enough about it in other threads that I won't go any further here. Highly Recommend. Thanks again to Doc for guiding and hurrying its' evolution.

    As to the actual letters that Macy's had a conniption about, those predated the evolution of the nutcase letter. The two that Macy's presented to the Commissioner were drafted when I was a client of Bill Bauer's. They were essentially variations on the Validation and Estoppel letters that are a dime-a -dozen on this and other websites. The Macy's rep made a big fuss to the Mediator about how I had denied that the old account and offered those two letters as evidence. The Mediator looks them over and says, "Well, I don't see where he has denied the account. I DO see where he's asking you to verify the account. Did Macy's ever verify the account?" Which, of course, she said they did. I even conceded that they did and pointed out that that is why I sent no more letters after early December of 2001 questioning the old tradeline. Every bit of correspondence since then has been about the unauthorized inquiry that showed up almost two months later.
     
  16. sirrowan

    sirrowan Well-Known Member

    Re: What Would Trip Up an OC?

    Hear hear!
     
  17. ingenue

    ingenue Well-Known Member

    Re: Virtual/Reality

    no content
    -ingenue
     
  18. ingenue

    ingenue Well-Known Member

    Re: Virtual/Reality

    Good call, Quix. Greg'd probably forward those to the Pedophiliac Sex Offenders Anonymous bulletin board so they could contribute their comments.

    BTW, Congratulations!

    -ingenue
     
  19. mark

    mark Well-Known Member

    Re: Virtual/Reality

    it's the GF-Factor ©
     
  20. G. Fisher

    G. Fisher Banned

    Re: What Would Trip Up an OC?

    Here's the point, Quixote:

    It is a comparison of how credit reporting agencies' and creditors' responsibilties differ with regard to disputes (which you've touched on already).

    The credit reporting agency can deem them frivolous, but the law doesn't mention "frivolous" with regard to creditors. Of course it matters. Perhaps the law should be clarified, allowing creditors to deem some disputes frivolous.

    It goes back to the content of your original letters and the creditor's responsibility regarding an actual dispute.

    http://www4.law.cornell.edu/uscode/15/1681s-2.html

    That's a lesson for the creditors watching.

    Here's the PsychDoc letters I found in a search.

    Presumably, you didn't say, “Therefore, you are reporting incorrect information to the credit bureaus." Did you? (I know, you don't want to post them. It's Bill Bauer reaching out from exile.)

    The worst thing of all, though, is that you said that Macy's was willing to trade correcting your credit history for your dropping the suit. It illustrates the actions of both parties: To try to create a history that never was.

    If a creditor reports to a CRA that a consumer never had an account, they violate the part of the law that says, "A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the information is inaccurate."

    So much for an accurate system. I wonder to what degree that kind of seedy negotiation goes on. Nobody's policing that kind of moneybusiness.
     
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