Did you ever get the Citibank USA Humane Society card? I'm in Citi's blacklist but am considering applying for this card since it's Citi USA. Is there online instant approval with this card? Thanks!
No, I was declined - I think the reason was something like 'You already have enough credit, you don't need for us to give you any more.' That's a valid reason; I like that they only gave the one. There was no instant approval - it took over a month for the letter to arrive.
You have GOOD credit, so we DON'T want any more business from YOU PEOPLE!!! ISN'T THIS DISCRIMINATION???
Their thought process: God, we're tired of people who pay their bills on time - we can't make ANY late fees or overlimit charges off of their accounts and can't raise the limit to 38% - Okay NEW POLICY - NO ACCOUNTS FOR THOSE WITH GOOD CREDIT!
