Jail Time and Credit

Discussion in 'Credit Talk' started by Desdemona, Nov 6, 2002.

  1. zerodown

    zerodown Well-Known Member

    If he owns his mobilehome maybe he can get a home equity loan on it.

    If he is paying a mortgage, many mort. co.'s will forgo payments for a few months (they just tack them on to the end of the schedule.) That plus paying a couple months might get him through.

    Rent it out for 6 months.

    W/ utilities - go on "vacation" for 6 months. Many have min. payments unless you specially req. it.

    If he is renting - see what the landlord says about reduced payments w/ a makeup repayment schedule when he gets out. If has been a good tenent the LL might consider it instead of eviction hassle.

    If renting - put stuff in storage and live at state's expense for 6 months.
     
  2. Desdemona

    Desdemona Well-Known Member

    Thanks everybody for the suggestions. With only 12 days to get his affairs in order he thought all was lost. My brother stopped by last night after school and filled me in a few things.

    His father has agreed to move in to the trailer and live there the six months, he will pay the utilities, the lot rent and mobile payments during this time. The guy will pay him back once he is on his feet. It turns out that he only has three credit cards and he has just enough money saved to make the most minimum payments. Which only leaves his car. He is still working on something to get this paid on time; he looked at a 401K loan, but, with no paycheck for six months he runs in to the problem of being declined.

    His lawyer told him that most times the sentence is reduced due to lack of space in the jail and he MIGHT be looking at only 1/2 the jail time. But nothing is in writing.

    I want you guys to know that I do NOT condone his conduct, what he did was wrong and drinking and driving is against the law and if you break it you deserve the punishment. His destroy his life because he make the decision to leave that friend's house after have three beers. He lost his drivers license for what could be up to five years, he has paid court fees, lawyer fees, drug consulting fees, he has to attend 208 hours of AA meetings in one year after release from jail. That adds up to two 2 hour meeting a week. I was only looking that he should not have to lose his house, his car and credit just because he made a the wrong decision.

    Thanks everybody.
     
  3. cable666

    cable666 Well-Known Member

    Good questions.

    Regarding the possibility of early release. Yes, that is very possible. My ex was sentenced to 21 days for her DUI, did 8. Trust me, they were 8 days of hell. She is clean and sober now.

    However, there is no guarantee. All it takes is one jerk in the jail to pick a fight with you and guess what, they get to keep you for 6 months. You don't have a choice. If someone wants to mess with you, and someone will in time, you have to defend yourself and take the punishment that comes with it.

    A sick piece of advice. Make sure that no one visits and pays for credit on his canteen account. If the other inmates suspect that someone inside has someone outside that will fund their weekly canteen allowance, then they will extort that money from them.

    This happened to my ex when she did her 8 days. Her boyfriend foolishly deposited money into her canteen account and like an idiot, she bought some stuff for herself. The next day the worst inmates came over and demanded "gifts" from her account, or they would kill her.

    Also, if the jail allows contact visitation, the gangs can pressure him to have his visitors smuggle goods inside. If you have to go in, don't get soft and ask for outside assistance. It will only be used against you. The other inmates do pay attention to who is seeing you and what they can do to exploit it. After all, they have nothing else to do.

    An ex-roomate of mine did his sentence on weekends and was able to keep his job. His lawyer needs to get on that and negotiate the terms with the Sheriff's dept.

    Good luck.
     
  4. Kiyi

    Kiyi Well-Known Member

    Why doesn't he get onto a work release program in the County jail of that jurisdiction? Also, to make his life a little easier, have him ask for solitary confinement when he does get work release so he doesn't get harrassed by the other inmates to sneak in contraband.
     
  5. Jeff

    Jeff Guest

    I am truly sad reading this thread. There is NO excuse for drinking and driving. I believe that in Austria you will lose your license for life if you're caught drinking and driving. They don't have a problem there. Our DUI laws are a JOKE.

    It should be MANDATORY that your license be revoked for LIFE upon a FIRST conviction of DUI. A prison sentence should be imposed and suspended. If you are caught driving after having your license revoked for DUI it should be MANDATORY you serve the full suspended prison sentence. This should be the minimum penalty/consequence for a first DUI.

    I don't believe this is harsh at all considering the risk to innocent people caused by this selfish act.
     
  6. hmongster

    hmongster Well-Known Member

    I agree our dui laws are a JOKE. The wealthy or kids of wealthy parents get a slap on the wrist. People who live in mobile homes get takin to the cleaners.

    Our president of the United States George Bush was convicted of dui. His running mate Dick Cheney was convicted twice. Actors or actresses who get convicted keep on getting film roles. Athletes who get convicted keep on playing ( they're heroes you know).

    If anyone gets a dui conviction it means an automatic increase of insurance premiums, right? Well not necessarily. This is where credit scoring comes into play. I've heard stories of people not having to pay higher insurance rates simply because they have good credit. Of course this is bullshi* but our politicians won't do anything about it.

    Ever hear about cops pulling over someone for drunken driving and giving them a ride home because they're bigshots? It still happens in this day and age.

    Unless society punishes EVERYBODY on the same level, drunken driving will never go away.
     
  7. lbrown59

    lbrown59 Well-Known Member

    2*I was only looking that he should not have to lose his house, his car and credit just because he made a the wrong decision.
    """""""""""""
    2a*Tough that's the breaks " He could have just as easly made the decision not to drink and drive.

    With the millions of places one can be on this planet he sure as he** did not have to be in the car.
    How many millions of seconds are there in a lifetime-not one of them has to be spent in a car drinking.Like i said there is absolutely no excuse for drinking and driving.



    YEAH OK! BUT SHOULD MY SON OF LOST HIS EYES BECAUSE OF A BAD DECISION?
    NOOOOO HE SHOULD NOT OF. I LOST EVERYTHING WHEN THE DRUNK HIT ME! YES I AM VERY BITTER BECAUSE OF THIS. I HAVE EVERY RIGHT TO BE.! I AM SO SICK OF LETS GO HELP THE DRUNKS. WHAT ABOUT HELPING THE FAMILIES THAT THE DRUNK DESTROYED! IF HE LOSES EVERYTHING MAYBE IT WILL TEACH HIM A THING OR TWO! HE DID THIS ON HIS OWN! HE SHOULD HAVE TO MAKE IT UP ON HIS OWN! WANT TO DRINK? PARTY? FINE! BUT DO IT AT A FRIENDS HOUSE AND STAYYYYYY THERE THAT NIGHT! OR EVEN IF U GO TO A BAR LEAVE YOUR CAR THERE OVER NIGHT AND TAKE A CAB HOME. DONT TAKE THAT CAB?
    WHAT YOU CANT AFFORD A CAB? WELL CAN YOU AFFORD WHAT HAPPENS IF YOU

    3*WHAT YOU CANT AFFORD A CAB?
    3*If you can afford the booze you can afford the cab,



    LB 59
     
  8. lbrown59

    lbrown59 Well-Known Member

    Makes sense if the creditors buy politicans so will the booze compaines.
     
  9. jrjr35

    jrjr35 Well-Known Member

    I agree, this is a crime that destroys lives.
     

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