JBC is haunting me for an alleged bad check from 1994 for $151.00 After the first letter from them, I sent a C&D and informed them it was out of SOL, it wasn't legal for them to pursue, etc, etc. I informed them if it showed up on my CRA reports I'd sue. I got another letter stating I'd ignored their first and fired off another C&D, this time using ITS language if I heard from them again. A few questions: What are the chances they will report or sue? If I need to obtain a lawyer to assist me, about what will that cost (I am in Louisville, KY) Anything I've missed doing to prevent this from showing on my almost clean credit reports? Edited to add: I sent this info to the guy in IL representing a class action suit against them but didn't hear back after several attempts. Thanks in advance
1*JBC is haunting me for an alleged bad check from 1994 for $151.00 2*After the first letter from them, I sent a C&D and informed them it was out of SOL, 3*I got another letter stating I'd ignored their first and fired off another C&D, this time using ITS language if I heard from them again. A few questions: 4*What are the chances they will report or sue? 5**If I need to obtain a lawyer to assist me, about what will that cost (I am in Louisville, KY) 6*Anything I've missed doing to prevent this from showing on my almost clean credit reports? All = MosThere ==================== 1*The 7 Yr. Reporting period for this expired in 2001. 2*Did you send it CRRR? 3*Sue them for a 1000 bucks for violating the C&D! 4*They can't report this! the last day to report was in 2001! 5*Small Claims _ No lawyer 6*How can they report something that is 3 years past the reporting date ????????????????????
