...has 'til August 12th to reply to the letter I sent them, or it's off to court we go. Here's the letter: TO: Lori Brown I recently received a letter from your company insisting that I remit payment for the account listed above. Let me assure you that I do not owe any monies to JBC & Associates or the client it may represent. If your company feels otherwise, please submit to me the proper Validation of this account. Otherwise, I will hire an attorney to assist me in a lawsuit against JBC & Associates for fraud. Please be advised that unless your company submits the alleged proof of ownership to me for this account, I will expect a proper notice that this issue has been closed. In the event you do send any information to me which you think identifies myself with this account, I will immediately hire an attorney, as I know I do not have any outstanding debts that would require your services in collecting. I am willing to cooperate with your company to help you resolve this issue, but I will not be intimidated by your template tactics. Once again, let me state that I am requiring that you submit to me the proper Validation of this account you are requesting I pay. This should be done within 30 (thirty) days as outlined by the FDCPA which defines such time as "reasonable". If I have not heard from your company within 30 days of receipt of this letter, I will hire an attorney to represent me as I will then see the need to proceed with legal actions against you. Should you choose to send documents, please be prepared to back them in court. Consumers get intimidated into paying accounts that don't belong to them by companies like yours everyday...I am not one of them.
