i applied on line and got the standard 7-10 day crap that was on the 18th i just called them and they said they couldnt tell me anything that i would have to wait for the mail is this a denial???
I applied about 2 weeks ago and did get instant approval.... but maybe their computers are down or something....I didn't get instant approval from Citi when everyone else was getting it and was later approved, so don't give up hope! Ozzy.