Separate names with a comma.
Discussion in 'Credit Talk' started by heather, Jan 24, 2001.
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Yesterday you said you were 16 when you got the card. Read the response you got yesterday.
Where you 16 like you said yesterday, or 18? That makes a BIG difference
I'm sorry I meant to put 18. There was no way to delete it after I sent it.
I'm sorry I was 18, I couldn't change it after I had submitted it.
In the future, just reply to your original post (maybe change the subject to say: Was 18 not 16) and let people know that you made a mistake. People here do it all the time (for spelling or grammatical errors). That way everyone knows what's up.
Have you requested any info from Penneys about the charge off? How far over 90 days was it late. Even though you paid it off, they may have charged it off on their records before you paid. Most companies won't remove charge offs if that is what happened. Is it being reported as paid 0 balance? or is there an open balance?
It was reported as chargeoff before I paid the balance off in full. JC Penny's reports a n account as charged off after only 90 days past due which mine was. My credit report is showing chargeoff with 0 balance.