JCB CARD arrived with a $5K limit!!

Discussion in 'Credit Talk' started by dogman, Jun 14, 2003.

  1. dogman

    dogman Well-Known Member

    YUP - I am very pleased - AND - the card I got looks completely different from the website card at www.jcbusa.com - much more updated.

    I posted on another board - the background looks like a plat card, but has detailed geometric and circular designs - much like the crop patterns we see occasionally.

    It has JCB in LARGE letters in the center of the card in darker silver , then JCB CARD in smaller print in the the larger letters. The JCB hologram shows the sun, the stars, and a half moon, and the globe, and JCB - its extremely well done. When you hit the card under direct light, the background turns whiter and the etchings turn blue - the JCB symbols themselves appear almost in 3D - it is stunning.

    The rate is prime +8.25% - 12.75% for cash or purchases - no cash advance fees.

    No ATM fees - no late fees for CAL users.

    It really is an excellent card - and it is STUNNING!

    I used it at Neiman - Marcus this afternoon for $37.00 - the clerk went bonkers - and told me it was neat to see a really different card - and then commented how cool it was.

    Used it at Macys for some jockeys on sale - the ASIAN clerk did give a rats''''

    I dig it BIGTIME - the upper right front of the card has JCB INTERNATIONAL in NAVY BOLD.
    It looks nice, in my wallet, with the AMEX GREEN CARD behind it.....

    arooooo - dogman
     
  2. GEORGE

    GEORGE Well-Known Member

    CONGRATULATIONS!!!!!!
     
  3. dogman

    dogman Well-Known Member

    Amazing huh GEORGE? I am looking at it again now LOL!
    On the back it's like stepping into the past in the US Cards:

    "This card is the property of JCB International Credit Card LTD. and subject to the terms and conditions under which it was issues, as amended from time to time. If found please return to: (REWARD)
    JCB INternational
    Credit Card Co LTD
    PO BOX 71565 Los Angeles. CA 90071-0565
    18003664522"

    When is the last time you saw that?

    Its definitiely kewl - but in JAPAN a MC would be neat!

    arrff - dogman
     
  4. Mark LA

    Mark LA Well-Known Member

    CONGRATS DOG!

    (if you need any key dating phrases in Japanese - let me know :)
     
  5. LosAngeles

    LosAngeles Well-Known Member

    Congrats.

    "no cash advance fees"

    nice.
     
  6. GEORGE

    GEORGE Well-Known Member

    ...BUT can you go to a bank and get a "CASH ADVANCE" or at LAX or SFO???

    I have only seen VISA/MC/DISCOVERCARD advertised at banks for "CASH ADVANCES"..but NOT JCB...

    Maybe you just have to ASK...(NOT THAT CASH ADVANCES ARE A GOOD THING TO DO UNLESS IT IS AN EMERGENCY)
     
  7. dogman

    dogman Well-Known Member

    apparently ONLY at SANWA BANK in CAL - or via ATM on STAR SYSTEM NETWORK - a few others in Hiawaiii I believe...

    again - not an issue in SF - but a problem in Omaha!
    You could still get Omaha cash thru STAR though..

    everything straighforward...
    arff dm
     
  8. bigmon

    bigmon Well-Known Member

    I've seen Mobil stations that take it too.
     
  9. Geo

    Geo Well-Known Member

    Dogman: Congratulations on the JCB card!.

    Didn´t you have already applied for an Amex credit card like Blue or optima Plat?. I don´t see any sense in to pay an anual fee and to have to pay in full everytime if you are able to get an Amex credit card with no anual fee. (?)
     
  10. Hedwig

    Hedwig Well-Known Member

    Congratulations!!

    Hope all is well with you. Glad to see you back.
     
  11. dogman

    dogman Well-Known Member

    Hi GEO - Hi Hedwig - thx all!

    GEO - I still need the AMEX with no pre-set limit - and - until my Chap 13 falls off, they won't upgrade me...

    THX to JCB and MC, no issues.

    Funny, I looked at CE this morning and my score went up another 7 points - my credit UTILIZATION is 1%. 99% available - I love it - and obviously JCB like it as well.

    aroo - dogman
     
  12. DHK

    DHK Well-Known Member

    Re: Re: JCB CARD arrived with a $5K limit!!

    SANWA bank has been bought out TWICE in the past year and a half to United California Bank and now to "Bank of the West". Double check with BotW before "banking" on that fact.
     
  13. bigmon

    bigmon Well-Known Member

    Re: Re: JCB CARD arrived with a $5K limit!!

    I read the Bank of the West is owned by the French. Incase you're boycotting France.
     
  14. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: JCB CARD arrived with a $5K limit!!

    I only boycott CHINA
     
  15. RichGuy

    RichGuy Well-Known Member

    David,

    United California Bank became First Interstate Bank about 1980. Is there (or was there) a new (or newer) UCB?
     
  16. RichGuy

    RichGuy Well-Known Member

    Dogman,


    More Canine Credit Congratulations!!! Five thousand is great!!!

    I hope the new design doesn't omit the tri-color JCB logo, which I particularly enjoy.
     
  17. rooms222

    rooms222 Member

  18. jonesing

    jonesing Well-Known Member

    hmmm I thought JCB was abandoning their US operations? Didn't they close all their US accounts late last year?
     
  19. dogman

    dogman Well-Known Member

    Hi jonesing - I read many of your posts about JCB - YUP - its true - living in California, they just delivered the fresh new card.

    The card is different than the one on their site though..

    I know you had good luck with them :)

    arf - dogman
     
  20. GEORGE

    GEORGE Well-Known Member

    dogman~~POST OFFICE (JCB)...saw it on the door as I dropped off the CHASE CLOSE LETTER (CERTIFIED R/R)

    YES I DID SAY THAT THEIR 16.24% WAS A JOKE!!!!!!!!

    2.00% HIGHER THAN AMEX DELTA...AND IT GIVES ME MILES!!!!!!

    (NOT THAT I PAY 14.24%)
     

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