http://www.jcbusa.com/) because I may have to travel to Japan and Hong Kong. I was talking to some contacts over there and they seem to think the cards of choice over there are JCB, Diners, Visa, Amex, MC, Discover (only hotels, airlines etc) I thought it odd that they mentioned Diners Club before Amex... They also said the JCB Plaza or JCB Desk offices offer top-notch customer service and help when it comes to travel arrangements, show tickets, shopping or just help with getting from A to B (I know I'll need it!!!) I don't know how easy/hard they are but I do know they check Experian (only) and they have a secured card ($500 min deposit) and there is no annual fee in almost all cases. Does anyone have experience with this card?