Thinking about becoming an au on Jcpenney. Do they report to all 3 CRA's with the limits and regular updates?
I'd like to know too, because I want to add hubbys name to my account. Is it better to add them as a secondary cardholder, or just AU?
My fiance has a JCPenney's account on all three CRAs. The account has been closed for over three years, and he paid more than thirty days late a few times. All three CRAs show the account as open/good standing/0 balance/no lates. I'm not crazy, so I'm not going to dispute it, but it makes me wonder how diligent Penneys is about reporting. Maybe others have a different view.
JCPenney reports on all three for me. They tend to be slow, a month or two late updating. As for accuracy....I have two old JC Penney accounts showing as positive listings also...both the same account actually....one listed as closed, the other inactive. I haven't tried getting them removed..since they date back to 1983. Works for me I also have hubby as AU and his report the same way.
For those of you who are AU's on Penny's- Does it list the "Date Opened" as the date the primary card holder opened it, or just from the date you became AU?
Yeah I agree. I was an au on few different cc and it always showed the date the card was opened by the original cardholder.
