I first need to say I LOVE THIS SITE! About a two months ago I wrote letters to each of the CRA about the last negative item on my credit report a credit card that was in collection, but past the statute. They removed it from my report. Then two days ago, I checked my crystal clear report(thanks to the people on this site) and there it was Jefferson Capital LLC was showing as a new collection account for that credit card. They said they bought it from Applied Bank. But Applied Bank was removed from all my credit reports,(I have copies)because the account was over 7 years old. NOW WHAT. I am so close to having a clean report and now this.
Jefferson capital is a bad gang of thugs and punks.Send them a foad letter it's sol anyway.Just don't let them reage it
Dispute it through the credit reporting agencies based upon account type, date of last activity/status and pay status. It will be deleted.
