Iâ??ve always enjoyed the postings in this group, but am now looking to you all for help. My wives credit card, Citibank, about $6000 owed, last pymt 2/1998. The account was sold to NCO (yuck..). Tried for a settlement, they were complete blood suckers. I have no problem settling an account, but they wanted direct withdrawal from my checking and an impossible monthly payment. I waited it out, it resurfaced November of last year, in the form of a motion for judgement through an across the state law firm. I responded with a validation to NCO, got no response. I then answered the original summons and filed for a dismissal based on SOL (washington state, oral contract 5years, 7 year written) through the district court. Just like a nightmare on elm street itâ??s back again, this time in the form of a motion for a summary judgement. I never received anything back on the validation last November. So thatâ??s where Iâ??m at now. Our day in court is Oct 30thâ?¦ Do you all think I should send another certified mail validation? If so do I send it to NCO or the attorneys. Should I ask for a dismissal on the latest motion for a summary judgement? If so does anybody know how?? I get sweaty just thinking about a day in courtâ?¦ but never backed down from a good fight.