In mine, there are 0 liabilities listed. 0. Now I certainly can understand 0 assets in some cases... but 0 liabilities??? That's either a case that's been dismissed (not discharged) or one that doesn't exist. Nobody would file w/0 liabilities. What would be the point. I'm lumping it into 2 pages of other disputes. That way, with the FCRA violations etc... hopefully I can negotiate its removal too. Anyway, just a thought. All by itself I'm guessing that the entry might come back verified... but lumped into a group it might pass through... might not even make the investigations (and the 30 days could expire)... well, you know the drill.