Found the book at Borders: worth its weight in gold. Here's the thing: they're very secretive about when/ where their seminars are. You have to be on their invite list, my old BK address is very purposefully not forwarded/ or my current address and they won't add me on the list or give me the list of where the seminars are: SO: I need your help!!! YOu said you just got an invite... WHERE and WHEN? I'll travel! THe book mentions where to go to find better creditors (or vaguely where to go) but I couldn't get a list of better lenders etc w/out going to the seminar... which I can't get an invite to. She actually said if I could get the info off your invite, I could sign up on the web... really odd way to get people to go. Maybe they're trying to prevent non BK people... I dunno So if you still have it... I'd truly appreciate when and where... Thanks so much.