Judgement removed score didn't budg

Discussion in 'Credit Talk' started by tmeda, Nov 13, 2003.

  1. tmeda

    tmeda Well-Known Member

    I recently checked my credit report and I noticed that the judgement that I had in dispute had been removed. The ironic thing about it is that my score didn't change (according to privacy guard). My score dropped from 576 to 555 after one inquiry (the only one) and a new collection account. Why didn't my score change at all?
     
  2. dacoldest

    dacoldest Well-Known Member

    Couple things to remember the older the judgment the less it affects your score. Also that new collection item packs a major punch your score too.
     
  3. Hedwig

    Hedwig Well-Known Member

    It's possible that the removal of the judgment did increase your score, but the new collection decreased it more, resulting in a net decrease.

    It depends how old the judgment was how much impact there is.
     

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