I RECIEVED A PHONE CALLED ON SATURDAY ABOUT 6;OCLOCK IT WAS FROM FED EX IT WAS LETTER STATING THAT FAIRLAND CREDIT WAS FILING A JUDGEMENT ON ME I DID NOT SIGN ANY PAPER ALL HE DID WAS GIVE ME THE LETTER.I WOULD LIKE TO KNOW IS THIS LEGAL CAN SOMEONE GIVE ME SOME ADVICE ON WHAT TO DO