Hello I got this letter in the mail yesterday. I believe it is from the sheriff department. It is about a judgement. Luckily at the moment I'm not working on the books. Another thing that I noticed is that the social that they have on the upper portion of document 2 isnt mine. Its close but no cigar. Can someone please help me with this one. Can I dispute this? It is from 1996. They put a judgement on me once before but I left the job right after the judgement was started and I never heard from them again. thanks in advance. here are the scanned images of the documents Document 1 Document 2
1*Luckily at the moment I'm not working on the books 2*I noticed is that the social that they have on the upper portion of document 2 isnt mine. 3*They put a judgement on me once before but I left the job right after the judgement was started toneatlas ================= 1*What does this mean? 2*all they need is name and address =i think someone correct if wrong. 3*What's this have to do with it?
1.If I'm on the books they could garnish my wages. 2.I've never seen this on my credit report so maybe my social does matter?? Someone please help with this one. 3.When I had a judgement put on me years ago I left the job so I was not forced to pay it. Anyone with knowledge on this case please help. thanks
Find the SOL on judgments in your state at this site. http://www.edebtnetwork.com/content/collection_laws.asp
The social doesn't matter as far as putting it on your report. It might help if you fight the lawsuit. Even though you didn't pay the judgement because you left the job...it's still there until the SOL runs out. Being off the books is one way to beat them. It helps make you judgement proof.
yeah for now it does. I play to pay all the debts that I owe. It sucks now because I'm trying to get a loan to go to school
One of the things I would recommend is to check your state's statutes for exemptions. In most states, you can exempt a certain amount of personal property--including money in bank accounts--from being taken to satisfy a judgment. You are probably judgment proof. You have to get a good understanding of your exempt property though because the court will not enforce your rights if you don't exercise them. For example, if a creditor freezes a bank account, the money in it will usually be turned over to the creditor unless you take steps to show that it is exempt. Same with other property. I'm not familiar with New York, but most states work the same. In general, however, the judgment will probably be good for ten years and can then be renewed for another ten. Again it depends upon the state. And the judgment can follow you to other states as well.
