I have no idea what the extra $13000. they are collecting is for other than "they say interest". Is there anything I can about this? Do I have any rights left as far as this is concerned? (considering they got a judgment 5 years ago) the judgement was against my husband and myself. They can't get money from my husband as he is on disability, so they are getting me for the entire amount. If there is no way to reduce this, I'm going to have to throw all my hard work at cleaning up my report out the window and file BK Any and all suggestions are appreciated.