Discussion in 'Credit Talk' started by Momof3, Apr 18, 2001.

  1. Momof3

    Momof3 Well-Known Member

    Hi, I am just wondering if you heard anything from Jim?? He is supposed to call me tonight and go over mortgage things with me. I will keep you posted if I learn anything new:)

  2. judyputy

    judyputy Well-Known Member


    He e-mailed me back in about 2 hours and we have since e-mailed several times. He had me give him some basic info...income, debts, money saved. and he then e-mailed me back with what we qualify for right now. It's not alot BUT, it's about 30,000 more than I thought we qualified for at the present time.

    He asked me a few more questions that I e-mailed answer back late last night so I expect an answer back this morning. I kinda knew what i had to do and he confirmed it for me. I either have to get more money or less debt...so I will work on that pronto.

    I am really glad that I e-mailed though. It at least lets me know that we could qualify to get into something small right now if we had to. I was hoping for next summer, but it looks like maybe this xmas or early next year we could go ahead and buy.

    Now if only I had a rich relative...humm. Let me know if he helped you at all.

  3. Momof3

    Momof3 Well-Known Member

    Re: YES

    Hi Judy, he called last night and we talked for quite some time. We qualify for our price range even a little higher, but I want to be comfortable and I am sticking to my price range. I am going to go ahead and apply probably by first of May, have to dig up paperwork. Then the loan approval is good for 120 days. I will keep you posted.


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