Then, fortunately, someone pointed out that it was a division of Columbus Bank and Trust, the same outfit that issues Aspire. That made it much more accessible to me, since I have experience dealing with them and may know some of their tricks. It also seemed likely to me that Juniper was a prime card, but with a somewhat nonprime interest rate. That would fit the Aspire strategy of squeezing a few extra points of interest out of every situation. I don't mind, though, since I might qualify if they pull the right report. The 5 or 6 extra points of interest are the price I'd be willing to pay for them not to pull all 3 reports like Capital One does for its prime card. If Juniper pulls Equifax, I could actually get the card. Then, best of all, I noticed that Juniper actually advertises on this board. That's a major plus for me. If we think about it, we have to conclude that this board couldn't continue to exist without advertisements for credit cards. If we can support the board by applying for offers that benefit us as well, then we can continue to have our fun, help each other, enjoy the unusual degree of freedom on this board, and so forth. Some of the other cards, for example First Premier, have a limited appeal, although the advice on this board attracts many people who may need such a card for a few years. What we really need on this board are NORMAL cards, cards we are likely to obtain without paying outrageous fees and subprime interest rates. I really like seeing a new card available here, and one that I could hold for years without feeling ashamed. So thanks again, and I'll let you know if anything happens between me and Juniper Bank.