I applied for Juniper Bank and I received a deinied letter today because my credit history is too short. I called them and they told me in order to get them approved. They need my oldest account has at least 54 months account history, no bad credit ,no high balances owe on all accounts. I guess it is very tough to qualify. Ron.
Hm... I was told that you need a min. 3 years old credit history..... (that's less than 54 months :S )
They told me that you have to an oldest account had opened at least 54 months and I guess they raised the min requirement. It is pretty tough to get for a Mastercard. I qualified for 2 Diners Club and half-dozen Visa/MC cards and I don't believe I can't qualify for the card. They appreoved you based on the credit scoring. They pulled Equifax on me. Ron.