Juniper Bank denied me their card despite my 730 FICO. Reason? Insufficient credit history. I called to try to get it reversed, but no go. The rep said I needed at least one Equifax account with 36 months' history. My oldest account reported on Equifax was 29 months. Had they pulled a bureau other than Equifax, I would have made it. Guess I wasted an inquiry. They didn't seem to care that Citibank, Discover and other reputable companies let me carry their cards. FYI, I pulled my Equifax score just tonight. It was 730, or within two points of the estimate QSpace gave me.
Re: Juniper denial despite 730 DON'T FEEL BAD...I was denied too. OLDEST CREDIT LINE 1978 NO LATES NO COLLECTIONS NO BK NO OVER LIMIT INCOME >$70,000 REASON: EXCESSIVE CREDIT LINES I wish I new what my F.I.C.O. was, maybe tomorrow if they fix my problem...
Re: Juniper denial despite 730 Thanks, George. I don't feel all that bad about it. I only wanted the card to take advantage of the 0 percent APR on convenience checks for several months. I was going to use it to pay a small tax bill with an interest-free loan. Guess I'll have to take it out of savings.
Re: Juniper denial despite 730 It could be the "REAL" reason we were denied because they don't really want you to transfer at 0.00% even though that is what they offered!!!
Re: Juniper denial despite 730 George, Are you getting the "cannot process, please try later" message. I am. Is anybody else experiencing this? Dani
Re: Juniper denial despite 730 THIS IS WHAT I GOT...TRIED LIKE TWENTY TIMES... Sorry. An Error Occurred in processing Order [processOrder:java.sql.SQLException: ORA-01401: inserted value too large for column ].Please Try Later...
Re: Juniper denial despite 730 Yep, exactly what I got. I have tried five times so far. Maybe with so much interest in FICO scores Equifax can't keep up or is it our computers? Dani
Re: Juniper denial despite 730 I thought it might be NETSCAPE, so I tried AOL... same message. I E-MAILED THEM, SEE IF THEY ANSWER TOMORROW... IF NOT CALL 1-888-532-0179 M-F 8AM-8PM NEW YORK TIME
Re: Juniper denial despite 730 Thanks George. I will try again tomorrow morning around 5 if I still can't get through I will call them.
Re: Juniper denial despite 730 THIS IS THE ENTIRE MESSAGE...LOOKS LIKE IT'S ON THEIR END. (MAYBE WE BLEW IT UP...WHAT'S GOING TO HAPPEN ON MONDAY...THE OFFICIAL RELEASE DATE)???? An Internal error was encountered in our system. We are unable to continue processing. Please try again later. Sorry. An Error Occurred in processing Order [processOrder:java.sql.SQLException: ORA-01401: inserted value too large for column ].Please Try Later...
Re: Juniper denial despite 730 Did any members of Equifax get this error? I have a username and password because I've purchased reports online before. I had no problem logging in and ordering my report. Maybe due to the amount of new members registering, the system is overloading??? Just a thought.
Re: Juniper denial despite 730 THAT IS WHAT I SAID... (MAYBE WE BLEW IT UP...WHAT'S GOING TO HAPPEN ON MONDAY...THE OFFICIAL RELEASE DATE)????
