I applied for juniper online because I saw somewhere that they pull equifax only. I live in CA. I am currently disputing 3-4 negative items on there and thought they were NOT considered while in dispute. However, I was declined fo the following reasons: Proportion of balances to credit limits is too high on bank revolving or other revolving accounts Length of time accounts have been established Length of time since derogatory public record or collection is too short Serious delinquency, and public record or collection filed Any ideas?
Actually, I just noticed that the msg was: In evaluating your application, the consumer reporting agency listed below provided us with information that in whole or in part influenced our decision. The reporting agency played no part in our decision other than providing us with credit information about you, and is unable to supply specific reasons why we have denied credit to you. Under the Fair Credit Reporting Act, you have a right to know the information provided to us. You can obtain it by contacting: TRANS UNION P.O. Box 1000 CHESTER PA 19022-1000 800-916-8800 So they pull TU..
