Well it's bugging me that I applied and was turned down. So I PFB'd them. Been a few days and no response. I did a search and found that a few people were able to get a card with them after reconsideration - but they called. I hope PFBing was okay - I'm better writing than talking. Anyone else have any experiences with getting a card with Juniper after having been turned down?? Ozzy.
They pulled Equifax - then it was 712. The reason they denied me was too many recently opened accounts (refinanced mortgage in November, Dec I got GetSmart and Target and JCP, January Citi, and April Umbrella). I know my score was kinda low for Juniper.. but I'd read that people with scores even lower than that were able to get it........so I gave it a shot.. I wanted the BT!! Ozzy.
Ozzyburger, They dnied me last year and I called them to reconsider. They told me No. I got pre-approval from them for Juniper Platinum Visa. I applied on the web and they approved me $500. They pulled credit from Equifax. Ron.
They pulled Equifax for hubby, his score was 785. Denied for "not enough accounts with satisfactory history" or something like that. He has no derogs, 5 tradelines, (3 open, one 7 years old). They're picky I think. BTW, we sent them a PFB after the denial too and no response. I don't think I'll bother calling just to maybe get a $500 limit.
Lizardking, I don't know what my score is. Juniper Bank approval requirement you need to have an account at least 48 months of account hisory. They're tough to approve credit. Ron.
