Juniper just raised my interest rate from 13.74% to prime PLUS 13.24% - $17.99!!!!! EQ 731 EX 708 TU 758 No reason given. They told me it was an 'across the board' decision. I was told it had nothing to do with me or my credit history. I had almost always paid in full since the promo ran out but carried a small balance from last month to this. I asked if it would be instituted for ALL of their customers and was told "I'm not at liberty to disclose that information". What jerks!! I'd close the account but since I don't currently have a balance (and never will again) I might as well keep it open for the positive effect of the high CL on my ratios.
Hello Mist, Don't feel bad you are not the only one that is getting jack up on the apr mine was jack up a few months back to 16.99% and they told me because of economic reasons they have to do it... well they are on my seldom use card list right now... Have a good one anyways... Thx, Kev
Use it for "PAY-AT-THE-PUMP"~~~$2.00 of gas...when the bill comes pay $2.02... GIVE THEM YOUR $0.02 WORTH!!! THEY WILL HAVE TO SEND A BILL FOR A $0.02 CREDIT FOR A COUPLE OF MONTHS...THEN USE IT AGAIN FOR LIKE $5.00!!! WARNING~~~I gave DISCOVERCARD my $0.02 WORTH~~~they ASSUMED I didn't want it and THEY kept it!!!!
Oh NO! I have juniper and I always thought it was my one good card since I also have freaking Getsmart...this sucks.
Annual Percentage Rate (APR) for Purchases 13.99% variable.* APR for Balance Transfers and Convenience Checks Requested During 1st Billing Cycle: 7.9% fixed* Requested After 1st Billing Cycle: 13.99% variable* 7.90% FIXED BT~~~13.99% JUST NOW ON THEIR WEB SITE... They were 0.00% BT and 1.90% BT... I GUESS IT WAS A GOOD THING I WAS DENIED 3 TIMES...WIFE 2 TIMES
Unlike PROVIDIAN...wouldn't MOST of the customers be PRIME so they could just PAY IT OFF IN FULL AND DUMP THEM??? Forcing them to BACK-TRACK on the interest rate "JACK-UP"??? Or forcing them to QUIT ALTOGETHER...and sell out????
I think it is hysterical when prime credit card companies jack the interest rate up on customers. Do they think that the customer cannot go elsewhere? Is any prime customer going to pay 16% or 17% a year? I don't think so. Dani
Juniper didn't raise my rate and it still keep at the rate of 14.99%. I just found out that Juniper pulled soft inquiry on my TransUnion. They did it to my brother too for account review. Ron.
