I wasted an inquiry and they said they need more time for processing which means........ DECLINED I'm sure!! Dang it, why did I hit that submit button? I pondered for 30 minutes then did it. I'm tempted to call and say I changed my mind...but I'll wait it out I guess
How is your credit?? From what others have posted about this particular card, you scores must be 680 or above, that was told by a rep.
Juniper is for those with established, perfect credit (or damn near close to it). Last time i checked those with 680's and up had like nearly 2 years of flawless major credit card action
Not sure what my score is? My WN score is 74. It shows absolutely NO late payments, because I have none since like 1991 and they are no longer on my report. I have a $34,000 vehicle paid off in 4 yrs with GMAC and my prior was a $23,000 truck with GMAC paid in 36 months. I have a home (payments $642) never late, an Associates Visa with $4000 limit ( no balance) Sears with $9000 limit (no balance) and a Capital One with $3500 limit (balance about $250).
You have EXCELLENT credit. You might get the card. I would call them in a few days. Also, are you sure All of your credit reports are accurate. roni
Really TY What were their recommendations about your score?? Just curious mine was a 32 and I was told inquires, length of history and too many revolving accounts 7 total. Mom
OK i went back to WN just now, no recommendations, offers are American Express Optima Platinum and Delta Miles GOLD, Chase Platinum, Shell Platinum, and a few others??
RE: Really TY a)inquiries (5) b)active revolving accounts c)age of credit records (oldest trade line April 97 ).
RE: Really TY Sounds just like mine, my oldest tradeline was March 98, how many revolving accounts do you have??
RE: Really TY Momof3,my TU file is total different from my Equifax file which Juniper pulled.I have six revolving accounts , one car loan and +20,000 credit cards balance on TU.But on my Equifax only shows 4 credit card accounts and 3,000 balance.
RE: Really TY Oh I see, yes as everyone mentioned they pull equifax. thanks for your response I was just curious
YES, I scored 100 worthknowing... DENIED JUNIPER... (They have still not responded to my fax)!!! Maybe they assume I just want the 0.00% for five months, and there is a very good chance that they would be dumped if they don't renew the 0.00% past the five months???
