Juniper

does anyone know if Juniper report to all three bureaus?

 

Thanks George,
So Juniper reports to EQUIFAX only??

 

Thanks George,
I actually just received the card and was curious what bureau they reported to.

 

Mine was pulled on only Equifax and I live in Los Angeles. However they just did a hard inquiries on my Experian and are listed on all three reports now. I've had the card for about 3 months now.

 

Why would they pull a "hard" inquiry if you already have an account with them? shouldn't it be AR?

 

I'm going to call them and ask why, but is on there. However I know they only pulled Equifax to start with because I had a repo on TU and Experian and I still got 15k which is now 25K.

 

Does juniper give automatic credit line increases when carrying a balances,and making 9 to 12 months of payments?Also do they offer additional promotional rate balance transfer oppertunities?I have a $7500.00 limit with them now,and i got the card about 45 days ago.Thank you for your posts on these 2 questions.

 

To ATM

You requested the limit increase or it was a auto increase?I was told to get limit increase you have to have their account at least four to six months .Thanks

 

Re: To ATM

ATM: Was the repo on your experian report when they pulled your report?

 

Re: To ATM

Yes the repo was on my Experian and my Trans Union reports. I only applied for the Juniper card because I knew they would pull my Equifax. In many cases most Columbus Bank & Trust companies use Equifax. I have 3 cards from them now (Columbus card, Aspire, and Juniper) I got all 3 of these with high limits while I still had a charge-off repo on my Trans Union and Experian. I was lucky because for some reason the same trade line was listed as R1 on my Equifax so I used it while I had it. What I did was call them and spoke to a supervisor and explained that my income had tripled in the last two months. I went on to tell them that I had no use for small limit cards since I am a big spender. I sent them some info on my finances and within 2 days I had the increase (and yes she says that they normally don't do this). Since having the card I have spent 5k and up on it in 2 billing cycles and then paid it almost all off with a 200 dollar balance for one month.

 

Re: To ATM

sorry atm, maybe I misunderstood, but what I meant to ask was..when Juniper just recently pulled your EXPERIAN report, was the repo showing?

 

Re: To ATM

That's okay! I see what you mean and yes it was still on there. I just got it deleted this month (the repo). I still need to call them sometime today and find out why they pulled it. I have my current Trans Union and they didn't pull that. All in all I am very happy with thm and customer service has been really good since day one. By the way I did my app over the phone and was told right away that I got it. I still find it funny that I got the card, with a high limit when I still had a repo on the other two reports.

 

Re: To ATM

I meant to type that I still need to call Juniper today and find out why they pulled my Experian recently.

 

Re: To ATM

Thanks for the info. So far, they have been nothing but great! But I am going to be REALLY pissed if they pull an unnecessary hard inquiry in 3 months!