Junum == Slow Poke Junum received my reports on 4/2 (2) & 4/6, and I haven't had any reply from the bureaus yet. At the same time, I disputed a few items (2 positives but both having duplicate entries which I doubt Junum disputes) and variations in my name. I have already received a reply from Experian that they are proceeding w/ the investigation (of the items that I disputed) but none from Junum. I had my name variations with Experian removed by firing a letter telling them that I was quite annoyed with all the variations, that I didn't report them, and sent them copies of almost all of my bills, utilities, etc.. Gone! I got this (language tone) idea from the Lexington letter. And as far as the speed/method of how Junum is handling disputes on my behalf, I guess I don't care too much. I'll stick w/ them for a year and a half. Any deletions is a+.
Are you sure it is to your benefit to receive a notification letter from the CRA? We've sure kicked this topic around on the board and I still don't have an answer. I have never received a letter from EQ in 3 rounds of disputing but the disputes were addressed by EQ.
2 cents I will add my 2 cents again. I was pissed at junum for never writing a dispute letter to Transunion after 3 months (when they said they did). I cancelled b/c of that and other issues I had with junum. In fairness, that was when they were a NEWER company.(November 2000) roni
Re: Are you sure EQ yes, but what about Experian & TU? Seems like Experian is quick to reply to any disputes w/ a notification letter, of which I got on my own disputes. But nothing else, which makes me wonder 'bout Junum's statement on their site [dispute has been sent out] if my report has even been looked at yet.. ho hum ...
Re: Are you sure 3 mo.s, Gee, hmm $14.95, I could have gotten myself a couple more bags of Weed&Feed.
Re: Are you sure I can tell you that I checked this out after recent statements and they send out disputes same day on slow days and next day on busy days. Junum has been great..and I've found them very receptive to phone calls for these type of questions. Why not call them yourself and see what you get from them?? I still tend to blame the Credit bureaus and not Junum. And, Himmel, based on the experiences on this board, the results will be worth it (mine included). As for notification of disputes..that is so erratic, I have vowed to forget it. I think LKH is right to be sure its there.....but some disputes I get them, some I don't..and I get different things each time.. I've been with Junum since Jan...and I have had really prompt service.. can't speak for before that..
Re: Are you sure NanaC, My bad! Guess the reponse/no reponse from the bureau's should not imply that Junum hasn't sent out a dispute yet.
Re: Are you sure You know what, Himmel, I would call and check (if I had guts, LOL, I've already discussed I'm a big chicken) and then you'll know.. You can also then alert Junum if there is a problem..
Re: Are you sure When you call and check, what do you say? "Hi, I'm so and so, and I need to verify if you received my dispute letter?"