HAS ANYONE BEEN WITH JUNUM LONG ENOUGH TO RECIEVE A CREDIT CARD THROUGH ONE OF THEIR PARTNERS? AFTER 3 MONTHS OF JUNUM WORKING ON YOUR CREDIT REPORT THEY SAY YOU WILL QUALIFY FOR A SECURED, PARTIALLY SEC, OR REGULAR CREDIT CARD. JUST WONDERING IF ANYONE HAS RECIEVED ONE, AND IF YOU HAD TO APPLY OR IF IT JUST SHOWED UP?