Separate names with a comma.
Discussion in 'Credit Talk' started by bohemian, Apr 3, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
My plan is to do 3 rounds with Junum and then take a break. I think by 3 rounds if they haven't gotten it off, well they did the best they could. Ill take 6 months off and have them try again if I feel like the expense or don't feel like doing it myself.
I have 2 Visa cards, both almost maxed out, small credit lines so I can get those paid down. One Ford account, just had my first payment, so it will be awhile before that helps any. Tons and tons of inquries and lots of bankruptcy, chargeoff accounts.
I am with Junum, they just started round 2 on two of the them, I still have one report to get. I had 7 deletions on the first round between the two reports. I am waiting on Equifax for the first round with them. I can't get my husband's score online right now, I hope his is a little btter, but I am sure it is worse, much worse.
My plan is to stay with Junum..period. I guess I'm just gonna stay proactive and figure every deletion is worth it! Just sharing.
I made a plan to pay for this and to see it through and that may take 6-12 months. I must say that if round three removals slowed to "0" and round four was "0" I would at least reconsider my goals.
...To me, even one deletion in a "round" is activity that I would say is worth $40 ($15+$15+$10 assuming a "round" is 60 days). Also I am in no REAL rush.
I am. I want to buy a house. I'm hoping after 3 rounds, I can go to a bank and apply for a mortgage. If all I need is a 600 to be approved, then I don't have that far to go. I know if I pay off my credit card, that should increase my score. But I would love for that darn judgement to disappear from my Equifax report. Then I know I'll be on MY way to homeownership!
I plan to stay with Junum at least for 6 months, depending on how many negs are left on my reports.