I sent my Credit reports to Junum in Early Nov. The CRA's did not receive dispute letters until January. I just started getting letters from the CRA's that they had received the disputes in the past 2-3 weeks and to hear from them in 30 days. Junum told me late Nov or early Dec that they had sent the disputes then. 50 days mailing time to the CRA's? Sounds fishy Anyone else have an experience like this? I joined with them in Oct. It took them almost 4 weeks to get me my packet. I had all my credit reports by the time they sent the packet.