Just curious..... How many rounds have you gone with Junum? Currently I am on my 3rd round and Junum supposedly sent out disputes on 4/9 but I have not received any confirmation from ANY CRAs that they got the disputes. In the past, I have received confirmation fairly quickly(from TU and Experian only). I plan on calling the CRA's to verify that they received disputes. But for now, I'm trying to locate the problem....if it's on Junum's end (i.e. said they sent out but really didn't yet) or the CRA's (i.e. maybe they ignored my disputes???? Flagged my accounts???). Any info on your experiences would be great. Thanks, MP$40
Re: Junum Folks - How many rou I don't know off hand. I don't have access to Junum's site right now either. I have posted my results on this board. You can do a search under 'author' MP$40.
Re: Junum Folks - How many rou MP$40 - I am on my first round. Equifax and Experian disputes were supposedly sent 4/3. Per both CRA they have no disputes on file. I asked Junum re this and they told me to give them until the end of the week to enter the dispute as received, if not rec to contact Junum and they will resend.
Re: Junum Folks - How many rou Something for you MP$40 I found it on the Junum website: I have heard from other members that they have received confirmation letters from the credit reporting agencies that they received the disputes. To date I have not...my first disputes were mailed to Experian on March 30. Should I have received confirmation from them that they received it? Dear XXXXXXX, When the bureaus receive your disputes, they are forced under the Fair Credit Reporting Act to respond to your disputes within 30 business days. However, legally the bureaus may send you a letter informing you that your disputes were received however it will be longer than 30 days to complete the investigation. The letters that you have heard of means that these members disputes cycles will be legally extended. Because you have not heard from the bureaus most likely means that your disputes were received and the investigations should be completed within the normal time frame. However, it would be in your best interest, to call each bureau and be sure that investigations are underway, occasionally a disputes are lost in the mail and they will have to be re-submitted. If you call the bureaus and discover that this is the case, then contact junum member support so that follow up will be completed. ********************************************************** Beginning my first round. Haven't received my results yet.
OOOOHHHHHH!!!! I see now. So I'm just being paranoid. I guess in the past Junum had disputed a lot on the first round (8). I got notification (guess they needed more time). Secound round, Experian sent me a letter stating that they got disputes but would not re-investigate some items that were disputed on the first round. So, what you're saying is that they probably did get my disptes and have no issues with it (i.e. more time, etc.) that why I haven't received notification. I see now.... I'll call anyway and check. I know what Junum is disputing this round is less than what they have done in the past because I told them specifically not to dispute some items (I did it over the phone myself to save money...I know the items will be deleted).
Junum disputed 8 accounts? They only disputed 4 (1 they will not re-investigate and 3 pending). Is it because I have a total of 16 accounts w/8 in good standing? That makes 8 accounts in Bad standing. ;o) I guess if they were to dispute all 8, they couldn't do a round 2. I don't know.
Re: Junum disputed 8 accounts? Makes sense to me that they would dispute 1/2 of your negatives instead of all eight! I think they would have a much better deletion rate that way. I guess had more than 8 negatives to work with!
Re: Junum disputed 8 accounts? Well they'll probably dispute 11 items for Equifax. At least I hope they did. Do they vary the number of disputes according to each credit report?
Re: Junum disputed 8 accounts? Junum received reports on 4/3. I have only received a dispute receipt letter from Transunion as of today. Hmm MikeB
Re: Junum disputed 8 accounts? Mike, See my other posts.... It appears to be the CB's..sigh..imagine not being able to trust the credit bureaus..:->
Re: Junum disputed 8 accounts? I live in Ohio and have done much repair myself, Ive been sent letters only on 2 seperate times saying they have received my disputes that has been by experian. Have never received letters from others.
