Well tonight I see a $15.00 charge attached to the $21.95 monthly fee. That's a $36.95 charge. To make matters worse I personally updated my new address 1 week before I moved at the junum website. I also haven't received any updated or corrected credit reports back following Junums disputes which went out on 9/12/00. Transunion nor Equifax sent me any confirmations that they had received my disputes. That junum rep told me to just wait. Maybe about 45 days. Also, the rep at Junum did not tell me anything about a service charge being assessed to my account. I am pissed. I hired junum because I was tired of doing my own disputing. Well you know what I am tired of Junum. I know I said to be patient and all that yada yada, but boy I am not feeling what they did at all. First thing Monday I am going to get this straight. I hired Junum before I got Citi or Chase. I am seriously rethinking investing 21.95/mo into this type of customer service.